Billing protocols, accepted corporate transaction channels, and statutory invoicing standards.
Effective Date: 1 January 2026
RESEARCH AND COMMUNICATIONS GROUP LIMITED maintains transparent billing structures for corporate advisory retainers, diagnostic assessments, and published research licenses.
| Payment Method | Settlement Scope | Processing Time | Security Standards |
|---|---|---|---|
| Corporate Wire (SWIFT / IBAN) | International corporate engagements & institutional contracts | 1–3 Business Days | Direct inter-bank clearing |
| NZ Direct Credit (Domestic EFT) | New Zealand domestic corporate clients | Same Day / Next Day | Standard NZ clearing protocol |
| Corporate Credit Cards | Visa, MasterCard, American Express, Corporate Purchasing Cards | Instant Real-Time | PCI-DSS Level 1 Encrypted Gateway |
For formalized management consultancy engagements:
Engagements and research licenses may be denominated in New Zealand Dollars (NZD), Australian Dollars (AUD), United States Dollars (USD), or Euros (EUR) as designated on the contract proposal. New Zealand domestic transactions are subject to 15% Goods and Services Tax (GST). Zero-rated export provisions apply to eligible non-resident international corporate entities in accordance with New Zealand tax legislation.
RCG does not store raw credit card numbers or banking passwords on web servers. Electronic card payments are processed through PCI-DSS Level 1 compliant financial institutions utilizing TLS 1.3 / 256-bit encryption.